The True Cost of Payments & Global Tax
Founders drastically underestimate the headache of global VAT/GST compliance, foreign exchange fees, and lost hours when using raw payment gateways. Compare raw gateway costs against a flat Merchant of Record (MoR).
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Stop wasting 15+ hours a month on tax compliance.
Join the LaunchXact waitlist for native Merchant of Record (MoR) and focus 100% on building your product. We legally handle global VAT, GST, and currency remittance on every order.
Frequently Asked Questions About SaaS Payments
What is a Merchant of Record (MoR)?
A Merchant of Record is the legal entity that sells software or digital products to the end customer. Unlike a traditional payment gateway (which only processes card transactions while leaving full tax and legal liability on you), an MoR takes on legal responsibility for calculating, collecting, and remitting global sales tax, VAT, and GST in every jurisdiction worldwide.
Why is Stripe direct more expensive than it looks?
Stripe charges 2.9% + 30¢ for domestic transactions, but international transactions incur an extra 1.5% cross-border fee and a 1% currency conversion fee. On top of that, you must pay for tax software (TaxJar, Quaderno, or Anrok) costing $100–$500/month, plus CPA quarterly filing fees and dozens of hours spent reconciling reverse-charge VAT and tax exemption forms.
How does LaunchXact compare?
LaunchXact provides a built-in, native Merchant of Record solution for all products listed in our marketplace. Founders receive clean payouts without ever having to register for VAT in Europe, HMRC in the UK, or sales tax permits across US states.